Insights & Analysis

Expert commentary on trends shaping the industry.

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Florida Was Supposed to Be Uninsurable. 18 New Carriers and a 50% Citizens Drop Later, the Comeback Has a Blueprint — and a Fatal Flaw

Insurance Trends · 6 min read

The Real Engine Behind Insurance's $104 Billion M&A Wave Isn't Scale — It's a Four-Year AI Capability Gap, and the Integration Bills Are Coming Due

Insurance Trends · 6 min read

114% Is Not a Typo: The ACA Premium Spike Isn't Just a Consumer Crisis — It's an Adverse Selection Spiral Insurers Can't Stop

Insurance Trends · 6 min read

InsurTech's Survival Test: The Startups That Stopped Disrupting Carriers and Started Running Their Back Offices Are the Only Ones Left Standing

Insurance Trends · 6 min read

The Telematics Bargain Was a Lie: 69% of Drivers Aren't Saving Money — and Regulators Are Finally Paying Attention

Insurance Trends · 6 min read

The $104 Billion Land Grab: Insurance M&A Has Stopped Being About Value — And That Should Worry Everyone

Insurance Trends · 6 min read

The $104 Billion Land Grab: Insurance M&A Has Stopped Being About Value — And That Should Worry Everyone

Insurance Trends · 6 min read

The Bill for America's Tariff War Is Landing in Your Insurance Premium — And Carriers Are Just Getting Started

Insurance Trends · 6 min read

The Bill for America's Tariff War Is Landing in Your Insurance Premium — And Carriers Are Just Getting Started

Insurance Trends · 6 min read

135 Nuclear Verdicts. $31.3 Billion. One Year. Why Casualty Insurance's Math Is Permanently Broken

Insurance Trends · 6 min read

Insurers Spent Five Years Fixing Their Balance Sheets. A Soft Market Could Unwind It in Two.

Insurance Trends · 6 min read

Insurers Spent Five Years Fixing Their Balance Sheets. A Soft Market Could Unwind It in Two.

Insurance Trends · 6 min read