Insights & Analysis

Expert commentary on trends shaping the industry.

All InsurTech & AI Insurance Trends Coverage & Products Risk Management Careers & Industry Regulation & Compliance

Florida Was Supposed to Be Uninsurable. 18 New Carriers and a 50% Citizens Drop Later, the Comeback Has a Blueprint — and a Fatal Flaw

Insurance Trends · 6 min read

Hiscox Cut Its Quote Cycle by 99.4%. That Number Is Hiding the Governance Crisis That Hits When Insurance AI Goes Enterprise-Wide

InsurTech & AI · 6 min read

Actuaries Can't Model a Culture War: Why Social Inflation Is Breaking Casualty Reserving and Which Carriers Are Already Underwater

Risk Management · 6 min read

One AI App, Three Broker Stocks Down Double Digits in a Day: What the February 2026 Crash Reveals About Which Roles Actually Survive

Careers & Industry · 6 min read

The MHPAEA Audit Is Not a Checkbox: Why $2 Million DOL Penalties Are Just the Opening Act for Employer-Sponsored Plans

Coverage & Products · 6 min read

Texas Will Now Fine Carriers for Not Explaining Themselves. The Rest of the Country Is Watching.

Regulation & Compliance · 5 min read

Carriers Can't Tell the Difference Between a Real AI Partner and a Rebranded SaaS Vendor — InsurTech's $10 Billion Identity Problem

InsurTech & AI · 5 min read

The Real Engine Behind Insurance's $104 Billion M&A Wave Isn't Scale — It's a Four-Year AI Capability Gap, and the Integration Bills Are Coming Due

Insurance Trends · 6 min read

One Million Robotaxi Rides a Month, Zero Actuarial Tables: Why Insurers Are Underwriting Physical AI on Pure Guesswork

InsurTech & AI · 6 min read

114% Is Not a Typo: The ACA Premium Spike Isn't Just a Consumer Crisis — It's an Adverse Selection Spiral Insurers Can't Stop

Insurance Trends · 6 min read

Beyond the Robot Car: Why Industrial AI and Embodied Agents Are the Liability Crisis Insurers Aren't Pricing For

InsurTech & AI · 6 min read

The $64 Billion Gap Is Now a Central Bank Problem: How America's Uninsured Climate Losses Are Infecting the Broader Financial System

Risk Management · 6 min read

Beyond the Robot Car: Why Industrial AI and Embodied Agents Are the Liability Crisis Insurers Aren't Pricing For

InsurTech & AI · 6 min read

The $64 Billion Gap Is Now a Central Bank Problem: How America's Uninsured Climate Losses Are Infecting the Broader Financial System

Risk Management · 6 min read

Beyond the Robot Car: Why Industrial AI and Embodied Agents Are the Liability Crisis Insurers Aren't Pricing For

InsurTech & AI · 6 min read

The $64 Billion Gap Is Now a Central Bank Problem: How America's Uninsured Climate Losses Are Infecting the Broader Financial System

Risk Management · 6 min read

Beyond the Robot Car: Why Industrial AI and Embodied Agents Are the Liability Crisis Insurers Aren't Pricing For

InsurTech & AI · 6 min read

The $64 Billion Gap Is Now a Central Bank Problem: How America's Uninsured Climate Losses Are Infecting the Broader Financial System

Risk Management · 6 min read

No Safe Harbor: Why the Trump–State AI Regulation Standoff Is Forcing Insurers to Choose Which Law to Break

Regulation & Compliance · 5 min read

InsurTech's Survival Test: The Startups That Stopped Disrupting Carriers and Started Running Their Back Offices Are the Only Ones Left Standing

Insurance Trends · 6 min read