Insights & Analysis

Expert commentary on trends shaping the industry.

Apr 13, 2026

The MHPAEA Audit Is Not a Checkbox: Why $2 Million DOL Penalties Are Just the Opening Act for Employer-Sponsored Plans

Coverage & Products · 6 min read

Apr 7, 2026

Munich Re's SMB AI Liability Product Is the Cyber Insurance of 2012 — The Industry Has 18 Months to Get Ahead of It

Coverage & Products · 6 min read

Apr 6, 2026

The Prior Authorization Pledge Is Not a Policy: Why Industry Commitments Won't Survive Contact With Claims Reality

Coverage & Products · 6 min read

Apr 6, 2026

The Prior Authorization Pledge Is Not a Policy: Why Industry Commitments Won't Survive Contact With Claims Reality

Coverage & Products · 6 min read

Apr 6, 2026

The Prior Authorization Pledge Is Not a Policy: Why Industry Commitments Won't Survive Contact With Claims Reality

Coverage & Products · 6 min read

Apr 5, 2026

The 8% Inflation Trap: How Corporate America Is Quietly Dismantling Employer Health Insurance While Calling It a 'Benefit Redesign'

Coverage & Products · 6 min read

Apr 3, 2026

Smoke Isn't Fire: How Policy Language Left Wildfire Victims Unprotected — and What California's New Law Exposes

Coverage & Products · 6 min read

Apr 3, 2026

Smoke Isn't Fire: How Policy Language Left Wildfire Victims Unprotected — and What California's New Law Exposes

Coverage & Products · 6 min read

Mar 31, 2026

Embedded Insurance Is Eating the Distribution Model — And Most Agents Aren't Ready

Coverage & Products · 5 min read

Mar 28, 2026

The NFIP's September Deadline Is a Distraction. The Real Story Is That Private Flood Already Won.

Coverage & Products · 6 min read

Mar 6, 2026

Parametric Insurance's Dirty Secret: Why 'Instant Payouts' Still Come With Fine Print

Coverage & Products · 6 min read